Woman sues son and former daughter-in-law to take back $58,000 which she paid for their housing loan

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A Singaporean woman allegedly paid $58,000 on behalf of her son and his ex-wife for their housing loan and has now filed a lawsuit against them so that she can take her money back.

According to Zaobao, the woman had provided them $58,000 previously for the payment of their housing loan. The woman also claims that the money was a loan to her son and daughter-in-law and she had kept receipts for each transaction. Now, she is seeking legal recourse to recover the amount she believes is owed to her.

According to the court documents, the woman alleges that she loaned $58,000 to her son and former daughter-in-law while they were still married to pay for their HDB housing loan.

She states that her intention in filing this lawsuit is to recover the money loan to them back. The woman, known as Zhu Mei Tian testified in court that her son initially borrowed money from her in November 2013 and again in February 2014 for their housing loan. She claims that both her son and daughter-in-law promised to repay the loans.

However, her son Chen Guo Xiang’s sworn testimony contradicts Zhu’s account. He said that when he borrowed the money from his mother to pay for the mortgage in February 2014, he only informed his ex-wife.

His ex-wife, Cai Kai Li, claimed that the money was loaned to her ex-husband and she had nothing to do with it, hence she refused to repay the money.

Zhu told the court that her son’s income was unstable during the COVID-19 pandemic and her former daughter-in-law was a housewife with no personal income. She was afraid that they couldn’t repay the housing loan and she suggested that they sell their marital home to repay the loan.

To ensure that her son and former daughter-in-law do not avoid repayment, Zhu disclosed that she has kept receipts for every payment made through the AXS payment service.

Judge ordered that only the son need to pay back the loan

Reportedly, the judge ruled that based on the testimonies provided by all parties involved, there was only a loan agreement between Zhu and her son. The judge also noted that Zhu failed to provide evidence that her former daughter-in-law had borrowed money from her.

As such, the judge ordered that only Zhu’s son is required to repay the loan.

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